Empowerment Pathway to Debt Freedom and Financial Literacy

A 12-week journey to master financial literacy and transform your debt into lasting financial freedom.

About:
Phillip Quinones

I'm Phillip Quinones, a seasoned coach with a background in Psychology from Georgia State University and Clinical Counseling Psychology from Brenau University. I dedicate my career to enhancing mental health and relationships, specifically helping women aged 25-45 navigate the complexities of dating and personal growth. My coaching practice is driven by a commitment to accessible healing and personal growth, where I empower clients to break free from destructive cycles and foster deeply satisfying relationships. Myapproach combines holistic, tailored support to address the unique challenges my clients face, ensuring transformative results.

Meet Rony Jacques

I'm Rony Jacques, a Wealth & Business Coach guiding people to financial freedom.

My Mission?

Empowering you to crush debt, build wealth, and secure your legacy with biblical principles.

This Is Your Journey IF…

This Isn’t Your Path IF…

This Is Your Journey IF…

  • You're feeling trapped by debt and want a clear path to freedom.

  • You're ready to transform your money habits and take control.

  • You want lasting change, not temporary relief from debt burdens.

This Isn’t Your Path IF…

  • You're hoping for a magical solution to erase your debts instantly.

  • You're completely comfortable with current financial struggles.

  • You're not willing to examine and shift your spending patterns.

About: Phillip Quinones

I'm Phillip Quinones, a seasoned coach with a background in Psychology from Georgia State University and Clinical Counseling Psychology from Brenau University. I dedicate my career to enhancing mental health and relationships, specifically helping women aged 25-45 navigate the complexities of dating and personal growth. My coaching practice is driven by a commitment to accessible healing and personal growth, where I empower clients to break free from destructive cycles and foster deeply satisfying relationships. Myapproach combines holistic, tailored support to address the unique challenges my clients face, ensuring transformative results.

You’ll Love This IF.

  • You’re sick of situation ships, mixed signals, and emotionally unavailable men - but you don’t know how to break the cycle.

  • You know, deep down, you're meant for more than the pain and confusion of your past.

  • You're tired of repeating the same stories in different relationships - and you’re finally ready to break the cycle and rewrite your love story for good.

This Won’t Work IF…

  • You're looking for quick fixes or surface-level dating tips.

  • You're completely satisfied with your current dating experiences (if so, that's amazing!).

  • You're not open to exploring the deeper patterns that shape your relationships

𝐖𝐡𝐚𝐭 𝐘𝐨𝐮'𝐥𝐥 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞.

Over 8 transformative weeks, we'll journey through:

Week 1

Why You Keep Attracting the Wrong People

If you’ve ever wondered why you keep falling for the same emotionally unavailable partner, this is the week it all starts to click.

You’ll finally:

✓ See the hidden emotional blueprint that’s secretly driving your relationship choices.

✓ Pinpoint the triggers that hijack your reactions—and how to stop them.

✓ Get crystal clear on what you actually need (and deserve) in love.

Week 2

Break the Cycle (For Good This Time)

It’s not “just bad luck” - you’ve been stuck in a pattern. But this week? We shatter it.

This is where transformation begins:

✓ Identify the old love story that’s been sabotaging your happiness.

✓ Let go of emotional baggage that keeps attracting the wrong people.

✓ Start fresh—with new beliefs and healthier wiring for love.

Week 3

Boundaries That Don’t Push People Away

Tired of feeling walked over—or worse, like you're too "much"? This is your turning point.

We’ll help you

✓ Set boundaries that feel authentic and empowering.

✓ Speak your truth without guilt or second-guessing.

✓ Protect your peace—without building emotional walls.

Week 4

Emotional Intelligence for Deep Love

Real connection requires emotional mastery—and this week, you’ll get the tools.

You'll learn how to:

✓ Read between the lines and spot what your partner really needs.

✓ Respond in a way that builds closeness, not conflict.

✓ Stay present even when emotions run high.

Week 5

Talk So They’ll Really Hear You

Because sometimes the right words are the difference between distance and deep connection.

You’ll master

✓ Asking for what you need—without fear or resentment.

✓ Handling hard conversations without things blowing up.

✓ Turning tension into trust and mutual understanding.

Week 6

Fall in Love With Yourself (First)

You are the love of your life—and it’s time you started acting like it.

This week helps you

✓ Silence that inner critic once and for all

✓Build rock-solid confidence from the inside out.

✓ Become the kind of person who attracts (and keeps) healthy love.

Week 7

Build a Vision That Calls In Real Love

No more settling. It’s time to raise the bar and call in something extraordinary.

This week, we’ll:

✓ Define what true love means to YOU (not anyone else).

✓ Clear limiting beliefs about what’s possible.

✓ Craft a love vision so magnetic, it pulls the right people in.

Week 8

Step Into the Love Life You Deserve

This isn’t a fantasy—it’s your new normal.

You’ll walk away with:

✓ A personalized roadmap for lasting love

✓ Confidence to navigate dating and relationships with ease.

✓ A whole new story—written by you, not your past.

What You'll Experience

Over 12 transformative weeks, we'll journey through:

MODULE 1:

Foundations of Financial Truth

Get clear on where your money goes, track your spending, and see the full picture of your income and debt.

In this breakthrough session you'll achieve:

  • Track every dollar and pinpoint where your money is really going.

  • List out all your debts to see the full picture clearly.

  • Set a starting point to measure progress and stay on track.

By the end of this session, you will:

  • Shift from fear to confidence by changing how you see money.

  • Break bad spending habits and create powerful financial goals.

  • Align your spending with what truly matters to you.

MODULE 2:
Debt Mindset Reset

Reframe how you think about money, shift bad financial habits, and set goals that align with your values.

MODULE 2:
Debt Mindset Reset

Reframe how you think about money, shift bad financial habits, and set goals that align with your values.

By the end of this session, you will:

  • Shift from fear to confidence by changing how you see money.

  • Break bad spending habits and create powerful financial goals.

  • Align your spending with what truly matters to you.

MODULE 3:
Budgeting Blueprint

Build a simple, realistic budget that works for your daily life and gives you control over your spending.

In this module, you will:

  • Create a realistic budget that fits your lifestyle and goals.

  • Learn practical ways to control daily spending.

  • Use an easy system to stick to your budget and build consistency.

This module will guide you to:

  • Build a priority-based plan for tackling your highest-interest debts first.

  • Use methods like snowball or avalanche to pay off debts faster.

  • Stay motivated with quick wins and clear steps forward.

MODULE 4:
Rapid Debt Reduction Tactics

Create a focused plan to tackle high-interest debt and take actionable steps to reduce balances faster.

MODULE 4:
Rapid Debt Reduction Tactics

Create a focused plan to tackle high-interest debt and take actionable steps to reduce balances faster.

This module will guide you to:

  • Build a priority-based plan for tackling your highest-interest debts first.

  • Use methods like snowball or avalanche to pay off debts faster.

  • Stay motivated with quick wins and clear steps forward.

MODULE 5:
Smart Credit Management

Learn how to improve your credit profile, manage cards wisely, and use credit in a way that benefits you.

During this module, you will:

  • Understand how credit works and how to use it to your advantage.

  • Fix any mistakes on your credit report to boost your score.

  • Build healthy credit habits that give you long-term stability.

This powerful session teaches you to:

  • Spot wasteful spending that’s holding you back from quicker progress.

  • Use negotiation techniques to lower bills and save more.

  • Free up money and redirect it straight to debt reduction.

MODULE 6:
Expense Optimization

Cut unnecessary spending, find hidden savings, and redirect your money toward paying down debt.

MODULE 6:
Expense Optimization

Cut unnecessary spending, find hidden savings, and redirect your money toward paying down debt.

This powerful session teaches you to:

  • Spot wasteful spending that’s holding you back from quicker progress.

  • Use negotiation techniques to lower bills and save more.

  • Free up money and redirect it straight to debt reduction.

MODULE 7:
Income Expansion Strategies

Identify new ways to earn more through side hustles, skills, or negotiations, and put that income directly into debt repayment.

This module focuses on helping you:

  • Find simple ways to boost income through side gigs or job skills.

  • Plan how to use extra income wisely to speed up debt payoff.

  • Negotiate for raises or better pay using smart strategies.

This module is designed to help you:

  • Save for emergencies to avoid being derailed by surprise expenses.

  • Use automatic systems for consistent saving without stress.

  • Build a safety net that keeps your progress steady no matter what.

MODULE 8:
Emergency Fund Security Plan

Start building a safety net so unexpected expenses won’t disrupt your progress toward financial freedom.

MODULE 8:
Emergency Fund Security Plan

Start building a safety net so unexpected expenses won’t disrupt your progress toward financial freedom.

This module is designed to help you:

  • Save for emergencies to avoid being derailed by surprise expenses.

  • Use automatic systems for consistent saving without stress.

  • Build a safety net that keeps your progress steady no matter what.

MODULE 9:
Eliminating Student Loans and Car Notes

Simplify loan repayment, explore refinancing, and take the right steps to clear big debts quicker.

Together in this session we'll:

  • Master the best repayment options for clearing student loans fast.

  • Use negotiation techniques to lower bills and save more.

  • Create a clear path for becoming free of these specific debts.

MODULE 10:
Mortgage Payoff and Home Equity

Create a plan to reduce your mortgage faster and build equity that increases your long-term security.

In this session, you’ll focus on:

  • Learn how to chip away at your mortgage without feeling strapped.

  • Cut unnecessary interest by focusing on principal payments.

  • Build equity faster and secure future financial safety.

In this session, you’ll focus on:

  • Learn how to chip away at your mortgage without feeling strapped.

  • Cut unnecessary interest by focusing on principal payments.

  • Build equity faster and secure future financial safety.

MODULE 10:
Mortgage Payoff and Home Equity

Create a plan to reduce your mortgage faster and build equity that increases your long-term security.

MODULE 11:
Building Long-Term Wealth Habits

Establish routines for saving and investing to sustain your debt-free lifestyle and grow your wealth.

After working through this session, you will:

  • Automate savings and investing for stable, long-term growth.

  • Turn money management into effortless habits that stick.

  • Protect your financial freedom with sustainable routines.

MODULE 12:
Progress Review and Future Roadmap

Celebrate your wins, measure your progress, and walk away with a personalized plan for lifelong success.

In this final week, you'll:

  • Celebrate your wins and see how far you’ve come along the journey.

  • Review all your tools and strategies to keep momentum going.

  • Walk away with a simple, custom plan to carry your success forward.

In this final week, you'll:

  • Celebrate your wins and see how far you’ve come along the journey.

  • Review all your tools and strategies to keep momentum going.

  • Walk away with a simple, custom plan to carry your success forward.

MODULE 12:
Progress Review and Future Roadmap

Celebrate your wins, measure your progress, and walk away with a personalized plan for lifelong success.

My Coaching Approach

STEP 1

ASSESS

Get a clear view of your financial starting point with a complete assessment.

STEP 2

ALIGN

Shift your mindset to match spending with personal values and goals.

STEP 3

ACHIEVE

Set up a realistic plan to pay off debt and achieve financial freedom.

Free of Cost Add-ons to Accelerate your Journey:


Book your call now and get these free bonuses to help you move faster and make smart decisions from day one.

Bonus 1

A step-by-step guide to boost client loyalty and lifetime value — so you’re not always chasing new leads.

Bonus 2

A quick-reference tool to handle unexpected challenges with clarity and confidence.

Bonus 3

Track your key numbers and make informed decisions — without needing a finance degree.

𝐖𝐡𝐚𝐭 𝐘𝐨𝐮'𝐥𝐥 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞.

Over 8 transformative weeks, we'll journey through:

Week 1

Why You Keep Attracting the Wrong People

If you’ve ever wondered why you keep falling for the same emotionally unavailable partner, this is the week it all starts to click.

You’ll finally:

✓ See the hidden emotional blueprint that’s secretly driving your relationship choices.

✓ Pinpoint the triggers that hijack your reactions—and how to stop them.

✓ Get crystal clear on what you actually need (and deserve) in love.

Week 2

Break the Cycle (For Good This Time)

It’s not “just bad luck” - you’ve been stuck in a pattern. But this week? We shatter it.

This is where transformation begins:

✓ Identify the old love story that’s been sabotaging your happiness.

✓ Let go of emotional baggage that keeps attracting the wrong people.

✓ Start fresh—with new beliefs and healthier wiring for love.

Week 3

Boundaries That Don’t Push People Away

Tired of feeling walked over—or worse, like you're too "much"? This is your turning point.

We’ll help you

✓ Set boundaries that feel authentic and empowering.

✓ Speak your truth without guilt or second-guessing.

✓ Protect your peace—without building emotional walls.

Week 4

Emotional Intelligence for Deep Love

Real connection requires emotional mastery—and this week, you’ll get the tools.

You'll learn how to:

✓ Read between the lines and spot what your partner really needs.

✓ Respond in a way that builds closeness, not conflict.

✓ Stay present even when emotions run high.

Week 5

Talk So They’ll Really Hear You

Because sometimes the right words are the difference between distance and deep connection.

You’ll master

✓ Asking for what you need—without fear or resentment.

✓ Handling hard conversations without things blowing up.

✓ Turning tension into trust and mutual understanding.

Week 6

Fall in Love With Yourself (First)

You are the love of your life—and it’s time you started acting like it.

This week helps you

✓ Silence that inner critic once and for all

✓Build rock-solid confidence from the inside out.

✓ Become the kind of person who attracts (and keeps) healthy love.

Week 7

Build a Vision That Calls In Real Love

No more settling. It’s time to raise the bar and call in something extraordinary.

This week, we’ll:

✓ Define what true love means to YOU (not anyone else).

✓ Clear limiting beliefs about what’s possible.

✓ Craft a love vision so magnetic, it pulls the right people in.

Week 8

Step Into the Love Life You Deserve

This isn’t a fantasy—it’s your new normal.

You’ll walk away with:

✓ A personalized roadmap for lasting love

✓ Confidence to navigate dating and relationships with ease.

✓ A whole new story—written by you, not your past.

My 𝐂𝐨𝐚𝐜𝐡𝐢𝐧𝐠 𝐀𝐩𝐩𝐫𝐨𝐚𝐜𝐡:

But… That’s Not All! You’ll Also Get Access to These Amazing Bonuses:

Step 1: Reveal

Release old relationship patterns so you can see love's true potential.

Step 1: RECONNECT

Align your heart with your actions, so authentic love flows naturally.

Step 1: REIMAGINE

Build new emotional frameworks that make lasting love inevitable.

Also Included

Book your call now and get these free bonuses to help you move faster and make smart decisions from day one.

Bonus 1

Kick-ass Outline Workshop to make your writing process flow seamlessly.

A step-by-step guide to boost client loyalty and lifetime value — so you’re not always chasing new leads.

Bonus 2

Craft Your Book Talk Workshop to attract readers when your book launches!

A quick-reference tool to handle unexpected challenges with clarity and confidence.

Bonus 3

Nail Your Book Title Workshop to find the beast title and subtitle for your book.

Track your key numbers and make informed decisions — without needing a finance degree.

Imagine living debt-free and confident with money.

Your path to stability starts today—don’t let another year slip by.

🏆 Debt Freedom Coach
🎤 Wealth Builder

📖 Legacy Architect

“The only limit to our realization of tomorrow will be our doubts of today.”


—Franklin D. Roosevelt

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🏆 Debt Freedom Coach
🎤 Wealth Builder

📖 Legacy Architect

“The only limit to our realization of tomorrow will be our doubts of today.”


— Franklin D. Roosevelt